Title Closing Services – The Biggers Law Firm, P.C.

Partnering to help you Close with Confidence!™

For most of us, the purchase of Real Estate is one of the most expensive investments we make – Residential or Commercial. Since real estate investments require significant financial commitments it is important to protect yourself, which is why choosing the powerhouse combination of Alamo Title Co & The Biggers Law Firm is so important. Choose the team that offers you the unique combination of industry knowledge, experience and the financial strength necessary to help you successfully protect your investment: Alamo Title – Biggers Law Firm.

Alamo Title Company

Alamo Title Company has been providing title insurance and escrow closing services for buying, selling and refinancing real estate in the Dallas/Fort Worth market since 1922. Together with its parent company (Fidelity National Financial), Alamo Title Company is one of the nation’s largest title insurance companies.

Alamo Title Company is backed by Fidelity National Financial, the #1 industry leader in all measures of financial strength. With unmatched financial power, you can depend on Alamo Title being there when their clients need them.

Alamo Title Company is a member of the Fidelity National Financial family of companies and the nation’s largest group of title insurance companies through its title insurance underwriters – Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title, National Title of New York – that collectively issue more title insurance policies than any other title company in the United States.

Alamo Title Company & The Biggers Law Firm

Since our inception, the Biggers Law Firm has had a savvy, transaction focused real estate practice. Priding ourselves in conducting our fiduciary duties with the utmost professionalism and confidentiality. When approached by Alamo Title, the decision to expand our real estate practice to include serving as Attorneys and Escrow Officers for Alamo Title was a natural progression of our practice. Expansive knowledge gained over the years of extensive client representation in all types of real estate transactions is just one of the reasons that makes us a highly effective partner with Alamo Title Company.

We go to great lengths to ensure that you receive the unrivaled service you need to guide and assist you with your real estate transactions. We take pride in providing our clients an unparalleled level of satisfaction with our depth and breadth of knowledge, professionalism and impeccable ethics.

Whether you are a buyer, seller, or real estate agent, you need to be certain the title company you select as your trusted partner has the up-to-date industry knowledge, experience and financial strength necessary to help you protect your real estate investment. With Alamo Title-Biggers Law Firm on your team, we commit ourselves to not only helping you gather critical information, but also to helping you interpret and apply this information in an effort to provide rational and creative solutions to title problems even in the most complex transactions.

With our experience, we are able to make the Escrow/Closing process as transparent and efficient as possible. We are dedicated to helping you navigate through the process’ forms, dates, rules and laws to make your transaction go as smooth as possible. Trust the dedicated Alamo Title-Biggers Law Firm team with all of your Residential, Commercial or Lender transactions, and Close with Confidence!™

Visit our Resources page to find helpful tools & links related to Real Estate Transactions.

Let The Biggers Law Firm & Alamo Title Company Help You Discover the #1 Net Sheet & Closing Cost Software in the Country with AlamoAgent 3.0.

With AlamoAgent 3.0 you have the ability to run a Seller’s Net Sheet, a Buyer’s Quick Estimate and My PITI in the palm of your hand. Just click on the link above and download the App to your Computer, Phone or Tablet. At your fingertips you will have:

SELLER’S NET SHEET: Regardless of price, neighborhood, or motivation, every seller wants to know the same thing: how much they will I net at close. Run a net sheet in seconds from anywhere.
BUYERS QUICK ESTIMATE: AlamoAgent delivers the ability to answer questions that come up while house shopping. After simply entering in a house price, this program provides the total monthly payment, (PITI) itemized closing costs, and also the due at closing figures.
MY PITI: My PITI (Principal, Interest, property Taxes & homeowners Insurance) breaks that desired total monthly payment down into a range of house prices depending on the down payment. My PITI is perfect for open houses.

This product is provided as a general service to the community at large and its use is not conditioned on the referral of title insurance and/or settlement service business.

Alamo’s National Rate Calculator
To assist you in estimating closing costs, Alamo’s National Rate Calculator is a residential transaction tool available to calculate title insurance rates for your area and property value.

Texas Schedule of Basic Title Insurance Premium Rates

CFPB/Consumer Financial Protection Bureau

The Bureau of Consumer Financial Protection (CFPB) is an independent bureau within the Federal Reserve System. The purpose of the CFPB is to promote fairness and transparency for mortgages, credit cards, and other consumer financial products and services.

For more than 30 years, federal law has required all lenders to provide two disclosure forms to consumers when they apply for a mortgage and two additional short forms before they close on the home loan. These forms were developed by different federal agencies under the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA).

To help simplify matters and avoid the confusing situations consumers have often faced when purchasing or refinancing a home in the past, the Dodd-Frank Act provided for the creation of the Consumer Financial Protection Bureau (CFPB) and charged the bureau with integrating the mortgage loan disclosures under the TILA and RESPA.

On November 20, 2013 the CFPB announced the completion of their new integrated mortgage disclosure forms along with their regulations (RESPA Regulation X and TILA Regulation Z) for the proper completion and timely delivery to the consumer. These regulations are known as “The Rule”.

TILA-RESPA Integrated Disclosure Rule (aka “The Rule”) Guide:

This guide, published by CFPB, summarizes the TILA-RESPA rule that became effective October 3, 2015. The TILA-RESPA rule applies to most closed-end consumer credit transactions secured by real property.
While the TILA-RESPA Guide, above, is a helpful tool only the rule and its official interpretations (also known as commentary) can provide complete and definitive information regarding its requirements.

TRID Calendar – Use this interactive calendar to calculate the TRID Calendar requirements relating to CD delivery & Close.

The only 3 Changes on the CD that require a new 3-day Review | Section § 1026.19(f)(2)(ii)

Final Rule and Official Interpretation (as of 2/2016):

American Land Title Association – ALTA is the national trade association for the title insurance industry.

Texas Land Title Association – TLTA is a statewide trade association representing the Texas title insurance industry.

Texas Department of Insurance (TDI)

County Appraisal Districts

Home Warranty Companies

BubbleLife Community News

Helpful Resources

Contact our firm to schedule a consultation.

From our office in the Dallas’ vibrant Uptown area, The Biggers Law Firm, P.C. prides itself in providing personalized attention and legal excellence with integrity to our clientele. The Biggers family continues its tradition of practicing law throughout the state of Texas that began nearly a century ago.

Our office is located in Dallas’ historic State Thomas District of Uptown. This landmark area is adjacent-to and north-of downtown Dallas, and is bordered by Woodall Rodgers Freeway/Spur 366 on the south, Central Expressway/U.S. 75 on the east, Blackburn/Haskell Street on the northeast, and Turtle Creek Boulevard on the northwest.

214.252.1900